Even more flexibility with our HomeWorks residential building works policy

Unoccupied pending building works? We've got it covered, for longer.

Our market leading HomeWorks policy is designed to cover homeowners who are renovating, refurbishing or extending their homes, where the works are too extensive for standard home insurers.

We can now incept cover for these properties whilst unoccupied for up to 9 months prior to the commencement of the works. For periods longer than 9 months, please use our dedicated Unoccupied home insurance policy.


Benefits for you and your client

  • HomeWorks cover is given on an 'All Risks' basis as standard, and includes property owner's liability.
  • We do not require full details of the works or the contractors details to incept cover - simply an estimate of the works value (which will allow the client to budget for the full cost of the insurance more effectively). Full details of the works and contractors are however required at least 14 days prior to the commencement of the works.
  • Only standard unoccupied terms apply as per the policy wording, there are no new terms applied to account for the increased unoccupied period allowance.

Find out more or get a quote

Click here to find out more about HomeWorks >>

To get a quote simply log into the Plum Online Portal and select HomeWorks, or if you have any questions please speak to our experienced HomeWorks underwriters by calling 0345 263 7468 or email underwriting@plum-underwriting.com

We look forward to hearing from you.

Niall Madders
Head of Open Market Underwriting